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Account Analysis Checking

Your business is unique. Our Account Analysis checking account works with that uniqueness to find the right balance of fees and services.
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Minimum to open	$100
Monthly service charge	$15
Balance needed to waive monthly service charge	Credit earned from balances of primary and linked secondary accounts may offset fees
Other ways to waive monthly service charge	N/A
Activity Fees	$1.40 branch deposits $1.20 cash deposits per $1,000 $.20 checks paid against account $.15 coin deposited (per roll) $.10 coin supplied (per roll) $.12 deposit item processing
Monthly paper statement fee	$5 Waived with electronic statement enrollment
Monthly features	Credit earned from balances of primary and linked secondary accounts may offset the following fees: - Check orders/Indorsement stamps - Cashier's checks - Copy of check - Courier - Interim statement - Legal process - Online and Mobile Banking with ACH and/or wires - Positive Pay - Remote Deposit Capture - Research - Safe deposit box - In-branch wires

Ask an Expert¶

Bobby Boyes¶

First Vice President, Banking Relationship Manager

Send E-mail
805 730 7864
NMLSR: #1484454
Location: Santa Barbara

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Dustin Reese¶

Vice President, Branch Manager

Send E-mail
805 540 6243
NMLSR: #1097395
Location: San Luis Obispo

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Heidi Cummings¶

First Vice President, Regional Branch Manager

Send E-mail
805 296 1771
NMLSR: #1038237
Location: Paso Robles

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Treasury Information Reporting¶

A crystal-clear view of your company's financial landscape at your fingertips. Our state-of-the-art reporting tools offer a treasure trove of features to help you manage your daily financial ope…

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ACH Payments¶

Lower costs and speed up processing times with Electronic Payments and ACH Credits.

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Remote Deposit Capture¶

Speed up your funds availability and eliminate unnecessary trips to the bank by scanning and transmitting multiple checks at a time, all from the comfort of your office.

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ACH and Check Fraud Controls¶

Fight back against business check and ACH fraud. Our comprehensive transaction management system encompasses check positive pay and ACH positive pay—in a single platform.

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Wire Transfers¶

Our wire transfer service isn't just about moving money—it's about giving you control, security, and peace of mind.

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Customer Testimonial¶

American Riviera Bank knows and cares about our customers.

"We've known Jay at American Riviera Bank for over five years. You can trace all the growth we've had at Scout back to that relationship."

Sara Peterson, Scout Coffee

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Account Analysis Checking

Your business is unique. Our Account Analysis checking account works with that uniqueness to find the right balance of fees and services.¶ .anchor-link { font-size: .5em; vertical-align: super; text-decoration: none; }

Ask an Expert¶ .anchor-link { font-size: .5em; vertical-align: super; text-decoration: none; }

Bobby Boyes¶ .anchor-link { font-size: .5em; vertical-align: super; text-decoration: none; }

Dustin Reese¶ .anchor-link { font-size: .5em; vertical-align: super; text-decoration: none; }

Heidi Cummings¶ .anchor-link { font-size: .5em; vertical-align: super; text-decoration: none; }

Related products¶ .anchor-link { font-size: .5em; vertical-align: super; text-decoration: none; }

Treasury Information Reporting¶ .anchor-link { font-size: .5em; vertical-align: super; text-decoration: none; }

ACH Payments¶ .anchor-link { font-size: .5em; vertical-align: super; text-decoration: none; }

Remote Deposit Capture¶ .anchor-link { font-size: .5em; vertical-align: super; text-decoration: none; }

ACH and Check Fraud Controls¶ .anchor-link { font-size: .5em; vertical-align: super; text-decoration: none; }

Wire Transfers¶ .anchor-link { font-size: .5em; vertical-align: super; text-decoration: none; }

Customer Testimonial¶ .anchor-link { font-size: .5em; vertical-align: super; text-decoration: none; }

Deposit accounts ¶

Small Business Administration Loans ¶

Loans ¶

Banking Services ¶

Business Solutions¶

Deposit Accounts ¶

Loans and Credit ¶

Fraud Protection ¶

Accounts Receivable Solutions ¶

Accounts Payable Solutions ¶

Banking Services ¶

Reporting and Liquidity ¶

Commercial Solutions¶

Checking ¶

Savings ¶

Other Services ¶

Digital Banking ¶

Personal Loans ¶

Residential Loans ¶

Personal Solutions¶

Community ¶

Resources ¶

Community¶

Access Personal and Small Business Digital Banking¶

Access Commercial Banking¶

Your business is unique. Our Account Analysis checking account works with that uniqueness to find the right balance of fees and services.
¶

Ask an Expert¶

Bobby Boyes¶

Dustin Reese¶

Heidi Cummings¶

Related products¶

Treasury Information Reporting¶

ACH Payments¶

Remote Deposit Capture¶

ACH and Check Fraud Controls¶

Wire Transfers¶

Customer Testimonial¶