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Personal Line of Credit

A personal line of credit gives you the flexibility to borrow funds as needed to help manage your daily cash flow or unexpected expenses.

Lines of credit ranging from $10,000 to $250,000*
Variable interest rate
Make payments easily through online or mobile banking.

*Subject to credit application and approval.

Ask an Expert¶

Bobby Boyes¶

First Vice President, Banking Relationship Manager

Send E-mail
805 730 7864
NMLSR: #1484454
Location: Santa Barbara

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Tino Muñoz¶

Vice President, Portfolio Manager

Send E-mail
805 730 7876
Location: Santa Barbara

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Dustin Reese¶

Vice President, Branch Manager

Send E-mail
805 540 6243
NMLSR: #1097395
Location: San Luis Obispo

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Heidi Cummings¶

First Vice President, Regional Branch Manager

Send E-mail
805 296 1771
NMLSR: #1038237
Location: Paso Robles

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Consumer Credit Cards¶

Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you!

Learn More

Vehicle Loans¶

New or new-to-you—we'll help you hit the road.

Learn More

Home Equity Loans & Lines of Credit¶

Use the equity of your home to finance your next big project.

Learn More

Customer Testimonial¶

American Riviera Bank knows and cares about our customers.

"We were just one location with a great product and great sales, but most banks wouldn't help us with the financing we needed to expand. So we talked to a bank in our own backyard: American Riviera Bank. Now we have six locations and a great relationship with American Riviera Bank."

Dan Goddard and Pete Heth, Backyard Bowls

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Personal Line of Credit

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Deposit accounts ¶

Small Business Administration Loans ¶

Loans ¶

Banking Services ¶

Business Solutions¶

Deposit Accounts ¶

Loans and Credit ¶

Fraud Protection ¶

Accounts Receivable Solutions ¶

Accounts Payable Solutions ¶

Banking Services ¶

Reporting and Liquidity ¶

Commercial Solutions¶

Checking ¶

Savings ¶

Other Services ¶

Digital Banking ¶

Personal Loans ¶

Residential Loans ¶

Personal Solutions¶

Community ¶

Resources ¶

Community¶

Access Personal and Small Business Digital Banking¶

Access Commercial Banking¶

Ask an Expert¶

Bobby Boyes¶

Tino Muñoz¶

Dustin Reese¶

Heidi Cummings¶

Related products¶

Consumer Credit Cards¶

Vehicle Loans¶

Home Equity Loans & Lines of Credit¶

Customer Testimonial¶