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Certificates of Deposit

Certificates of Deposit are a safe and rewarding way to reach your financial goals. With choices like eight different term lengths with seven tiers, you can make the best choice for your unique situation.¹

Competitive, tiered rates
Terms available from 1 month to 2 years
FDIC insured up to $250,000 (additional insurance may be obtained using CDARS²).
Interest paid at maturity.

1. Penalties may apply for early withdrawal.
2. CDARS® and Certificate of Deposit Account Registry Service® are registered service marks of IntraFi® Network Deposits^SM.

Apply now online in just a few minutes, or visit your local branch to get assistance from one of our banking experts.¶

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Ask an Expert¶

Matthew Limon¶

Client Relationship Manager

Send E-mail
805 730 7877
NMLSR: #1039591
Location: Santa Barbara

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Dustin Reese¶

Vice President, Branch Manager

Send E-mail
805 540 6243
NMLSR: #1097395
Location: San Luis Obispo

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Heidi Cummings¶

First Vice President, Regional Branch Manager

Send E-mail
805 296 1771
NMLSR: #1038237
Location: Paso Robles

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Multi-Million Dollar FDIC Coverage¶

Stop trying to manage multiple banks and statements. Place all your deposits with American Riviera Bank with multi-million dollar FDIC coverage and consolidated reporting.

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Money Market¶

Maximize earnings on your higher savings balance with a competitive, tiered interest.

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Customer Testimonial¶

American Riviera Bank knows and cares about our customers.

"American Riviera was helpful all through the process of buying our first home. They were patient and had an answer for every question. They were so great, we came back to purchase our next home!"

Kelly and Elizabeth Hahn

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Certificates of Deposit

Apply now online in just a few minutes, or visit your local branch to get assistance from one of our banking experts.¶ .anchor-link { font-size: .5em; vertical-align: super; text-decoration: none; }

Ask an Expert¶ .anchor-link { font-size: .5em; vertical-align: super; text-decoration: none; }

Matthew Limon¶ .anchor-link { font-size: .5em; vertical-align: super; text-decoration: none; }

Dustin Reese¶ .anchor-link { font-size: .5em; vertical-align: super; text-decoration: none; }

Heidi Cummings¶ .anchor-link { font-size: .5em; vertical-align: super; text-decoration: none; }

Related products¶ .anchor-link { font-size: .5em; vertical-align: super; text-decoration: none; }

Multi-Million Dollar FDIC Coverage¶ .anchor-link { font-size: .5em; vertical-align: super; text-decoration: none; }

Money Market¶ .anchor-link { font-size: .5em; vertical-align: super; text-decoration: none; }

Customer Testimonial¶ .anchor-link { font-size: .5em; vertical-align: super; text-decoration: none; }

Deposit accounts ¶

Small Business Administration Loans ¶

Loans ¶

Banking Services ¶

Business Solutions¶

Deposit Accounts ¶

Loans and Credit ¶

Fraud Protection ¶

Accounts Receivable Solutions ¶

Accounts Payable Solutions ¶

Banking Services ¶

Reporting and Liquidity ¶

Commercial Solutions¶

Checking ¶

Savings ¶

Other Services ¶

Digital Banking ¶

Personal Loans ¶

Residential Loans ¶

Personal Solutions¶

Community ¶

Resources ¶

Community¶

Access Personal and Small Business Digital Banking¶

Access Commercial Banking¶

Apply now online in just a few minutes, or visit your local branch to get assistance from one of our banking experts.¶

Ask an Expert¶

Matthew Limon¶

Dustin Reese¶

Heidi Cummings¶

Related products¶

Multi-Million Dollar FDIC Coverage¶

Money Market¶

Customer Testimonial¶