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(American Riviera Bank) - American Riviera Bank is lighting up lives through heartfelt giving initiatives that extend far beyond the Bank’s branches. From Paso Robles to Montecito, our staff came together to celebrate the season.
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(Laurel Sykes) - Acquiring a business is one of the most significant decisions an entrepreneur or company can make. Whether you’re expanding into a new market, purchasing a competitor, or stepping into business ownership for the first time, acquisitions require careful planning, financial clarity,…
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(Jason Wilson) - In today’s ever-changing economic landscape, business owners face unprecedented challenges that demand both agility and foresight. At American Riviera Bank, we understand that your business isn’t just a source of income—it’s your passion, your legacy, and your contribution to our…
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(Laurel Sykes) - Introduction The holiday shopping season is a time of “big deals”, increased spending, and last-minute purchases. For many, black Friday marks the beginning of the holiday shopping season to take advantage of special deals. Cyber Monday is also a time of increased online purchasing…
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(Annette Jorgensen) - After 35 years in commercial lending, Annette Jorgensen has witnessed a surge in business transitions with acquisition and stock buyout inquiries on the rise in 2025. As Vice President of SBA Business Development at American Riviera Bank, she has the expertise to identify one…
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(Laurel Sykes) - Summary Cyber-enabled scams are rising fast, with $13.7 billion in losses reported in 2024—driven by impersonation, business email compromise, and investment fraud.Instant payment platforms like Zelle and Cash App are frequently exploited by scammers due to their speed and lack of…
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(Paul Abramson) - Summary Phishing and impersonation attacks surged over the past year, with scammers using malicious emails, compromised profiles, and spoofed messages to steal credentials, deploy malware, and redirect funds.Scammers are targeting financial workflows, with rising cases of payroll…
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(Robert Orca) - Summary Scams are evolving fast, with deepfakes, phishing messages, and other AI-driven scams leading to billions in estimated losses. Social media and personal data are key tools for scammers—tighten your privacy settings and stay alert. Sharing emerging scam tactics with family an…
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(Ana Gutierrez) - The Rise of Fake Job Scams on College Campuses Last month we shared tips on financial tools for students returning to school. This month, in honor of National Cybersecurity Awareness month we turn to tips for protecting yourself against financial scams. College students across the…
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(Laurel Sykes) - Banks like ours dedicate a significant amount of time and energy to ensure our networks and services are resilient and always available. Financial institutions are regulated and have to adhere to standards most businesses don’t, and also participate in peer collaboration platforms…
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