The privacy notice will be mailed to you upon request by telephone: 805 965 5942.
| FACTS | WHAT DOES AMERICAN RIVIERA BANK DO WITH YOUR PERSONAL INFORMATION? |
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Why?
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Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
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What?
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The types of personal information we collect and share depend on the product or service you have with us. This information can include:
Social Security number and income Account balances and payment history Checking Account Information and Account Transactions When you are no longer our customer, we continue to share your information as described in this notice. |
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How?
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All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons American Riviera Bank chooses to share; and whether you can limit this sharing.
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| Reasons we can share your personal information | Does American Riviera Bank share? | Can you limit this sharing? |
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For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
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Yes
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No
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For our marketing purposes—
to offer our products and services to you
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Yes
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No
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| For joint marketing with other financial companies |
No
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We don't share
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For our affiliates’ everyday business purposes—
Information about your transactions and experiences
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No
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We don't share
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For our affiliates’ everyday business purposes—
Information about your creditworthiness
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No
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We don't share
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| For nonaffiliates to market to you |
No
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We don't share
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| Who we are | |
| Who is providing this Notice? |
American Riviera Bank,1033 Anacapa St., Santa Barbara, CA 93101
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What we do
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| How does American Riviera Bank protect my personal information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
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| How does American Riviera Bank collect my personal information? |
We collect your personal information, for example, when you
Open an account or deposit money Pay your bills or apply for a loan Use your debit card We also collect your personal information from others, such as credit bureaus, or other companies. |
| Why can’t I limit all sharing? |
Federal law gives you the right to limit only
• Sharing for affiliates’ everyday business purposes—information about your creditworthiness • Affiliates from using your information to market to you • Sharing for nonaffiliates to market to you State law and individual companies may give you additional rights to limit sharing. See below for more on our rights under state law. |
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Definitions
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| Affiliates |
Companies related to common ownership or control. They can be financial and nonfinancial companies.
American Riviera Bank has no affiliates. |
| Nonaffiliates |
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
American Riviera Bank does not share with nonaffiliates so they can market to you. |
| Joint Marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
American Riviera Bank doesn't jointly market. |
You can find out more about how we collect, use, and disclose personal information relating to California residents covered by the California Consumer Privacy Act of 2018 ("CCPA") at AmericanRiviera.Bank/page/california-consumer-privacy-policy
January 1, 2020
