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Insuring Your Home¶
(Idea Vault Blog) - Home Insurance is absolutely essential to protect what is likely your largest investment: your home. Buying a home is never financially easy. But one of the things that makes it worthwhile is the fact that—unlike with a rental—the money you spend on it becomes an investment. Tha…
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American Riviera Bank Celebrates 15 Years on the Central Coast¶
(American Riviera Bank) - Santa Barbara, California (July 16, 2021) – American Riviera Bank (OTC Markets: ARBV) announced it is celebrating 15 years on the Central Coast this week. The Bank is providing lunch for account holders at each of its branch locations on Friday, July 16, to celebrate –incl…
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To Buy or Not to Buy?¶
(Idea Vault Blog) - They say there’s no place like home, but does that mean you have to purchase one to get the benefits? Just like everything else, buying a home has its pros and cons.
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Selling Your Home¶
(Idea Vault Blog) - Whether you need some more space, are ready to downsize into something a bit more manageable, or are relocating to a new place, you should prepare for the emotional and financial impacts of selling your home.
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The Cost of a Mortgage¶
(American Riviera Bank) - In our final blog post for National Homeowners Month, let's talk about the cost of a mortgage. A mortgage is likely going to be one of the largest loans you'll take out in your life. It's essential to understand all that goes into the cost and your responsibility in paying…
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Making a Down Payment on a House¶
(American Riviera Bank) - In part three of our National Homeowner Series, we explore down payments. A lot goes into buying a home, but one of the biggest hurdles for many is saving enough for the down payment.
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Working with a Mortgage Lender¶
(American Riviera Bank) - As we continue our series for National Homeownership Month, let's talk about the relationship between the homebuyer and the mortgage lender. Finding the right mortgage lender and knowing what to provide them is crucial to the buying process.
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OTC Markets Group Welcomes American Riviera Bank (Santa Barbara, CA) to OTCQX¶
(OTC Markets) - NEW YORK, June 14, 2021 /PRNewswire/ -- OTC Markets Group Inc. (OTCQX: OTCM), operator of financial markets for 11,000 U.S. and global securities, today announced American Riviera Bank (Santa Barbara, CA) (OTCQX: ARBV), a full-service community bank focused on the Central Coast of…
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Buying a Home¶
(Idea Vault Blog) - It's National Homeownership Month! If the pandemic taught us one thing, it was that our living spaces are important to our emotional wellbeing. The allure of more space drew many from the cities to the suburbs over the past year and upgrading to something larger also became cruc…
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Financial Literacy Part 2: Providing Financial Education in Meaningful and Effective Ways¶
(Regional Pulse Podcast) - Laurel Sykes, Executive Vice President, Compliance and Risk Manager at American Riviera Bank, continues our two-part series on financial literacy with special guests Robb Schiff, longtime educator and AVID Coordinator with the Santa Barbara Unified School District, Chelse…
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