Today is American Riviera Bank’s twenty-year anniversary! As we reach this meaningful milestone, I want to take a moment to thank you—our clients, neighbors, business owners, nonprofit partners, and friends—for the trust you have placed in us since we first opened our doors in 2006.
American Riviera Bank began with a simple but powerful idea: that a new bank formed by local decision-makers could make a lasting difference in the communities it serves. With the support of almost 400 local shareholders, we set out to build a community bank dedicated to meeting the lending and deposit needs of businesses and consumers throughout our region. Twenty years later, that founding vision continues to guide us every day.
Our full-service branches serve clients in Santa Barbara, Montecito, Goleta, Santa Maria, San Luis Obispo, Atascadero, and Paso Robles. We have also expanded into Ventura County with our Ventura Lending Center and will open the full-service Ventura branch location we recently purchased on S. Victoria Avenue by early 2027. Today, ARB has grown to more than $1.4 billion in total assets, with $1.1 billion in loans supporting the communities we serve. While our bank has grown in size, reach, and impact, our focus remains the same: building lasting relationships, supporting local success, and serving our communities with the care and responsiveness of a true community bank.
Our success is not measured by growth alone. It is measured by the local businesses we have helped finance, the families we have supported through homeownership, the nonprofits we have partnered with, and the countless ways our team members show up for the communities we call home. Your deposits are reinvested locally. Your goals are supported by bankers who know this region. Your success strengthens the economic and social fabric of the Central Coast.
Over the past two decades, we have remained grounded in the core values that define who we are: acting with integrity, valuing everyone, striving to do better, working together for the benefit of all, and getting the job done. These core values are more than words on a page. They shape how we make decisions, how we serve our clients, how we support our employees, and how we invest in our communities.
As we look ahead, we do so with gratitude and optimism. Banking has changed significantly since 2006, and it will continue to evolve. We will continue investing in technology, expanding our capabilities, strengthening our team, and delivering the personal service and local expertise you expect.
Thank you for being part of American Riviera Bank’s first twenty years! Whether you have been with us since the beginning or joined us more recently, your relationship matters to us. We are honored to be your banking partner, proud to serve this remarkable region, and excited for what we will continue to build together.
We hope you will join us for a local celebration on July 31 at your local branch. Click here to learn more.
With appreciation,
Jeff DeVine
President and Chief Executive Officer
American Riviera Bank
